Owning a bike means ensuring it is legally insured, but what if you misplace your policy details? Whether you've lost your documents or are verifying a second-hand bike’s coverage, you can retrieve insurance details using the registration number. Here’s how!

Why Check Insurance Details via Registration Number?

Here are a few common scenarios where this check is helpful:

🔹 Lost Policy Documents? Instead of searching for misplaced paperwork, retrieve your details online in minutes!

🔹 Buying a Pre-Owned Bike? Ensure the insurance is valid before making a purchase.

🔹 Traffic Stops & Accidents? Authorities or third-party claimants may request insurance verification.

🔹 Renewal Reminders Know your policy’s expiry date and avoid penalties.

What Can You Learn from an Online Bike Insurance Status Check?

When you check your insurance details online, you can access:

✅ Policy Number & Insurer Details
✅ Policy Expiry Date & Type (Third-Party or Comprehensive)
✅ Bike Model & Registration Number
✅ Policyholder Information
✅ Coverage Benefits & Exclusions

How to Check Bike Insurance Online Using the Registration Number

1. VAHAN Portal (Government Website)

🖥️ Visit: VAHAN

• Click on "Know Your Vehicle Details"

• Enter your bike’s registration number & Captcha

• Click "Search Vehicle"

• Insurance details, including the insurer’s name and validity, will be displayed

2. Insurance Information Bureau (IIB)

🖥️ Visit: IIB

• Enter your registration number, email ID, and mobile number

• If applicable, provide the accident date

• Submit and view available insurance details

🔹 Example: If you met with an accident and need third-party insurance details, IIB can provide insurer information for claim processing.

When Should You Use an Online Insurance Check?

✅ Before Renewing Your Policy
✅ When Buying a Second-Hand Bike
✅ To Verify Insurance in an Accident
✅ If Asked for Insurance Details by Authorities
✅ If You Misplace Your Policy Documents

Alternative Ways to Check Bike Insurance by Registration Number

1. Insurer’s Website

• Visit your insurance provider’s website

• Enter your registration number in the ‘Policy Status’ section

• Retrieve your insurance details

2. Insurance Aggregator Platforms

• Use online insurance comparison sites that provide insurance history & renewal reminders

• Examples: PolicyBazaar, CoverFox, Digit, etc.

3. Visit the RTO Office

• The Regional Transport Office (RTO) maintains vehicle insurance records

• Request your bike insurance details in person

Common Queries Answered

How can I confirm my insurer’s details through a registration search?

🔹 Use VAHAN, IIB, or the insurer’s website to verify details.

🔹 Call your insurer’s customer support with your registration number.

🔹 Visit the RTO office for official confirmation.

Is there a fee for checking bike insurance online?

❌ No, checking through VAHAN and IIB is completely free. However, some third-party portals may charge for premium services.

Can I check bike insurance details online without policy documents?

✅ Yes! The registration number is all you need to retrieve your insurance details.

What if my name is incorrect in the insurance records?

📌 Contact your insurer and submit ID proof + RC for corrections.

📌 If the issue is with RTO records, visit the nearest RTO office for rectification.

By following these steps, bike owners can quickly access and verify their insurance details, ensuring compliance and peace of mind! 🚴‍♂️💨