Select Category for: Perspectives

November 15, 2025 | 4 min read • 480 views
How SEBI’s Latest Expense Overhaul Impacts Your Mutual Fund Returns

SEBI’s new mutual fund expense overhaul brings lower costs, transparent TER rules and reduced brokerage caps. Here’s how these changes affect your long-term returns—and what investors must do to benefit

November 8, 2025 | 5 min read • 789 views
Stop Mixing Insurance and Investment: The Costly Mistake Most Indians Make

ULIPs promise protection and investment in one plan — but deliver neither effectively. Learn why separating term insurance and savings leads to better financial outcomes for Indian families

November 1, 2025 | 5 min read • 846 views
IPO Mania and Market Lessons: Why Early Losses Can Save You Later

Discover how the “fail fast, fail cheap” principle applies to investing. Learn from the IPO frenzy, investor psychology, and the importance of small, affordable mistakes that lead to lasting financial wisdom

October 25, 2025 | 4 min read • 1540 views
Silver’s Second Act: The Metal Powering Clean Energy and Portfolios Alike

Global silver demand is soaring — driven by clean energy, EVs, and tech industries. Here’s how the supply crunch, price trends, and investor sentiment are shaping silver’s long-term potential

October 17, 2025 | 5 min read • 1067 views
SEBI Survey: Why Most Indians Prioritize Capital Safety

SEBI survey reveals the real barrier to investment growth in India: risk aversion, low confidence, and reliance on social media influencers

October 11, 2025 | 5 min read • 1072 views
Thinking Beats Downloading: Why Real Investing Edge Still Comes from Insight, Not Information

In an age where AI delivers instant company summaries and financial data, investors risk confusing speed with understanding. Here’s why the true advantage in investing has never been about accessing information faster—but thinking about it better

September 27, 2025 | 5 min read • 677 views
Policy Storms, Calm Portfolios: Why Investors Shouldn’t Panic Over Sudden Government Moves

Government policies can shake markets overnight, but panic isn’t the answer. Learn why investors should stay calm during policy chaos, how to avoid emotional decisions, and turn volatility into long-term opportunity

September 20, 2025 | 6 min read • 901 views
Why Making a Will Matters in India – And How Blockchain Could Revolutionize Estate Planning

Most Indians avoid writing wills, leading to painful family disputes and frozen assets. Learn why will-making is essential, how blockchain could transform estate planning in India, and what practical steps you can take today

September 13, 2025 | 4 min read • 840 views
Unlearning vs. Learning: Why Letting Go of Old Beliefs Matters More Than Gaining New Knowledge

Discover why unlearning outdated habits and beliefs is more powerful than learning new ones. Explore real-world examples and a simple framework to apply today

September 6, 2025 | 4 min read • 1622 views
The Affordability Paradox: Why Lower Taxes & Cheaper Goods Are Undermining India’s Savings Culture

Lower taxes and affordable goods should make saving easier. Yet, rising consumption habits, lifestyle inflation, and instant gratification are leaving today’s generation with weaker savings. Discover why this paradox exists and how it impacts financial security