📊 Groww at a Glance

• Founded: 2016

• Delivery Brokerage: ₹0

• Intraday Brokerage: ₹20 or 0.05% per order (whichever is lower)

• Trading Platforms: Mobile App & Web

• Best Suited For: Beginner investors, long-term investors, passive traders

• SEBI Registered: Yes | CDSL Registered: Yes

• Legal Entity Name: Nextbillion Technology Private Limited

🧠 About Groww

Groww is a fast-growing Indian investment platform started by ex-Flipkart employees, offering a clean, app-first experience. It began with direct mutual funds and later expanded into stocks, IPOs, F&O, and more. Its user-centric interface makes it one of the top choices for millennials and new investors.

🛒 Product Basket

Groww allows investment in:

• Equity (Stocks): Delivery & Intraday

• Mutual Funds: Direct plans only

• Fixed Deposits: Partner-based offerings

• Digital Gold & SGBs

• IPOs

• Futures & Options (Derivatives)

• US Stocks: Partner-integrated feature

💳 Brokerage Plans

Groww offers a flat and transparent fee structure:

• Equity Delivery: ₹0

• Equity Intraday: ₹20 or 0.05% per executed order (whichever is lower)

• F&O: ₹20 per executed order

💸 Charges Breakdown

Equity Delivery

• Brokerage: ₹0

• STT: 0.1% on buy & sell

• Transaction Charges: ₹325 per crore (NSE)

• GST: 18% on brokerage + transaction charges

• Stamp Duty: 0.015% (state-wise cap)

• SEBI Charges: ₹10/crore

Equity Intraday

• Brokerage: ₹20 or 0.05% per order

• Other charges same as above, STT only on sell side

📈 Trading Platforms

• Groww App: Android & iOS (Highly rated)

• Groww Web: Streamlined UI for casual investors

• Note: No desktop terminal or API access

⚖️ Pros and Cons

📊 User Personas & Suitability

🌟 Ratings and Reviews

📊 Additional Features

• Stock SIPs

• One-click mutual fund investments

• Track past investments and NAV performance

• Mutual fund comparison tools

• IPO alerts and calendar

🔐 Security & Regulation

• SEBI Registered Broker

• Depository: CDSL

• Client Funds: Kept in separate accounts

• Encryption: SSL secured transactions

• Legal Entity: Nextbillion Technology Private Limited

📣 Complaints & Resolutions

• Complaints Ratio: Very low (as per SEBI filings)

• Average Resolution Time: 5–10 working days

• Common Issues: Order delays, withdrawal time

• Resolution Rate: High, active support on app & social media

📲 FAQs

Q1: Is Groww SEBI regulated?
Yes, Groww is a SEBI-registered stock broker and a member of NSE & BSE.

Q2: Does Groww offer margin trading?
No, margin facility is not available.

Q3: Can I invest in US stocks?
Yes, via a partner-integrated solution with separate charges.

Q4: How long does it take to open an account?
Usually within 24–48 hours if KYC is complete.

Q5: Is there any lock-in period for stocks?
No, stocks can be sold anytime unless under restriction (e.g., IPO lock-ins).

✨ Final Words

Groww is ideal for new-age investors who value simplicity, cost-effectiveness, and digital-first experience. With zero delivery brokerage, easy mutual fund access, and clean UX, it excels for beginners and long-term investors. However, advanced traders seeking depth tools, leverage, or APIs might find other platforms more suitable.

Perfect for building a solid long-term portfolio, not for active day-trading power users.